How to Plan Your Car Budget

When considering buying a new car, there can be quite a few financial obstacles to overcome if you’re living on a budget, which begs the question of where you can trim some fat, so to speak, in order to free up a little capital for your new purchase.

You’ll be pleased to know that there are a large number of ways in which you can lower your monthly expenses and make the prospect of purchasing the car you want much more realistic.

car budgetphoto credit

Here are some simple and easy ways to reduce your costs and free up some money to allocate to your car budget:

  • Rethink Your Spending Habits
    The first change you should make is a purely mental one; begin by writing yourself a weekly or monthly budget, factoring in all of your outgoings, from here you can begin to ask the question of whether or not certain things are necessary and make a clear distinction between the things you want and the things you need.
  • Household Savings
    If you take a look around your home, you’ll likely notice plenty of ways in which you can shave a few dollars off of your monthly costs, and those small savings can really add up:

    • Put your laundry on a clotheshorse or washing line instead of a machine drier
    • Ditch the overpriced and toxic commercial cleaning products and instead use common household items like vinegar and baking soda to clean your home
    • The same principle applies to cosmetic products; try using a natural, unscented soap for a while and see if the condition of your skin doesn’t improve also
    • Choose an Appropriate Car
      This should go without saying but make sure that if you have your heart set on a particular brand or model, you apply the same line of frugal thinking as you would with your other monthly purchases.
      If you’re a single person, you probably don’t need an SUV, and if you’re married and have three kids, you’re going to need something a little more practical and fuel-efficient than that Lamborghini you’ve been coveting for the past three weeks!
    • Assess the Bigger Picture
      Remember that purchasing a new car result in a fairly large financial commitment on your part, so in addition to minimizing your current costs, be sure to plan well ahead and budget in anticipation of any upcoming costs you may have to face that could potentially affect your ability to meet the monthly payments.
      This line of thinking also applies to the car purchase itself; be sure to speak to an experienced advisor or salesperson who can lay out the full payment plan in plain terms, and you might also want to discuss the benefits of putting down an initial sum of money to reduce your ongoing costs. Making a decently-sized down payment on a new car is also a great way of lowering the overall cost of the vehicle.

If you’d like to discover more great ways to plan your car budget, including structuring a sound monthly payment plan that suits your needs, be sure to contact Bartons Hyundai to speak to an advisor.

2013 Hyundai I30 ACTIVE GD: Main Features, Safety and Interior

This year’s hottest development from Hyundai is the i30 ACTIVE GD; with its 1.6 Litre diesel or 1.8 Litre petrol engine and Speed Sensitive Motor Driven Power Steering (MDPS), the i30 offers a superb driving experience with fantastic handling every step of the way.

hyundai I302013 Hyundai I30

This gorgeous car from Hyundai features some great perks as standard, including the following:

  • 16’’ Wheels offer almost unparalleled traction and handling around even the tightest of hairpins and the wettest of conditions.
  • The 1.6L diesel engine or 1.8L petrol engine offer just the right amount of gusto to take you from Point A to Point B while providing you with the all-important benefit of great fuel efficiencyless than 6L / 100km in urban areas and around 4-5L / 100km elsewhere.
  • Anti-lock Braking System or ABS, with Electronic Brakeforce Distribution, or EBD, and Brake Assist System or BAS all come as standard and compliment the i30’s sturdy engine with a wholly solid and dependable braking system which will help you cling to the road without hesitation so that you can drive with absolute mastery over your vehicle.
  • Cruise Control with steering wheel-mounted controls offer the ultimate in comfortable driving, making gruelling long-distance trips a thing of the past while ensuring your attention remains focused solely on the road ahead.
  • The 5″ touch screen audio system with 4 speakers and 2 tweeters offers unrivalled audio quality as standard with the convenience of being able to quickly switch between songs and albums with minimal effort.
    What’s more, AUX & USB audio input with digital iPod® compatibility is included as standard, offering you a comprehensive entertainment system to make those long commutes pass by in no time at all.
  • Heated external mirrors and glove box cooling work as part of an extensive temperature control system to offer optimum visibility and comfort at all times.
  • Vehicle Stability Management or VSM, with Electronic Stability Control, or ESC, and Traction Control System, or TCS, offer even greater handling and safety while on the road, so you can drive safe in the knowledge that thei30 will handle the most formidable of conditions, day or night.
  • The interior of the I30 features cloth seats which won’t become uncomfortably hot during the summer months, and the day/night rear view mirror provides you with a crystal clear view of the road in all directions, regardless of the time of day;

So as you can see, this year’s Hyundai i30 ACTIVE GD offers a whole host of great features, all wrapped up in a beautifully streamlined and stylish package that will have you turning heads at every corner.

To find out more about the Hyundai I30 ACTIVE GD or to arrange a test drive, contact Bartons Hyundai and they will be sure to answer any questions you might have and find the solution that suits you.