When searching for Hyundai deals online it is a good idea to consider car dealers in Brisbane that offer financing options like Bartons Hyundai. Buying a car is a big decision, and it is important to make sure you can afford the car you choose.

Budget Planner

The best way to determine whether or not you can afford a new or used car is to use a budget planner. Bartons Hyundai provides both a budget planner to help you determine what you can afford as well as the different financing options that are available to help you choose the option most suitable for your budget.

The budget planner, through bank St. George, will use your net income, investment income, along with how much you spend on registration, maintenance and repairs for the vehicle, petrol allowances, parking, etc. in order to determine the amount that you will be able to pay every month on a new car. All of your other monthly bills are taken into consideration as well.

Finance Calculator

Another tool that is available from Bartons Hyundai is the finance calculator. This will help you determine your monthly payments based on the loan amount, the interest rate and the number of months required to pay off the loan. There are many different term contracts from which to choose. For those that are looking for lower payments, a 72 or 84-month loan will be the best option. If you can afford a higher payment, there are one, two, three, four and five-year payment plans as well.

When choosing your finance option it is also important to consider the interest rate. In the majority of cases, the longer the term of the loan, the more you are going to pay as you have more interest to pay. Make sure to choose a loan term you can afford, but try to make it for the shortest term possible. This will allow you to pay the car off faster and pay less for it.